Click here to view the FCA Business Interruption test case appeal outcome

In response to the escalating risk posed by COVID-19 and in light of recent actions proposed by the UK Government to restrict the spread of the virus, the majority of our staff are currently working remotely from home. This decision has been taken to help safeguard the health of our employees and their families as well as our clients. Please be assured that these measures do not affect our ability to conduct our normal daily business and we will maintain normal working hours. All Walmsleys staff are equiped to operate from home to ensure the levels of customer service we provide are maintained.

Please continue to liaise with your usual contacts at Walmsleys via all normal communication channels – where possible, landline numbers will be rerouted to connect to the mobile number of the individual you are seeking to contact.

Our staff are also available to skype/facetime calls if required. Finally, we hope that you, your families and colleagues stay safe and well during these challenging times.

Finally, if you are experiencing financial difficulties and are concerned about paying your insurance premiums, please let us know and we’ll do our best to help.


The UK’s Premier
Motor Trade Insurance Specialists.

Contact us today to save up to 40% on your insurance!

Garagecover is a specialist provider of insurance for the UK’s motor industry. From motor trade policies to garage insurance, road risk insurance, MOT insurance and much more, we can help you ensure your motor business has the right cover at the best possible price. Get a quote now to see how much you could save on your premiums.

Get a quote

Specialist Motor Trade Insurance Brokers.

We aren’t just another insurer – our industry-specific expertise helps us to understand and respond to the pressures faced by motor business owners. There are many benefits in choosing Garagecover for your insurance needs. As well as protecting your business should the worst happen, our policies can include additional perks:

  • Low claims rebates. Money back if you don’t make a claim.
  • Machinery breakdown cover included at no additional cost, including loss of income.
  • Free legal expenses cover up to £100,000.
  • Road risks – foreign use.
  • Glass and stock in transit cover as standard.

Get a quote motor trade insurance


Cost-effective Insurance.

Our unrivalled industry experience helps us to offer the cover you need at the very best price.

Fast Quote Turnaround.

We know that time is money. That’s why Garagecover will get your quote to you as fast as possible.

Dedicated Claims Team.

Our friendly and experienced team is on-hand 24/7 to help you through the claims process.

Tailored Policies.

We never sell you cover you don’t need. That way, you don’t waste money on unnecessary extras.

Our Motor Trade Insurance Offering

Motor Trade Policy.

On average, our insurance quotes are between 10-40% cheaper than those made by our competitors.


Garage Insurance.

Garagecover provides the best and most cost-effective garage insurance available in the UK.


Car Dealer Insurance.

Safeguard your car dealership and sales enterprise with specialist cover from the UK’s market leader.


Bodyshop Insurance.

Ensure your bodyshop’s insurance is in the best shape with cover from the experts.


MOT Insurance.

Our insurance for MOT testing stations is among the best available in the country.


Motorcycle Dealer Insurance.

With over 30 years’ experience, Garagecover is a specialist provider of motorcycle dealer insurance.


Road Risk Insurance.

Garagecover’s road risk insurance offers a very low-cost cover option for the motor trade industry.


Other Insurance Cover.

We offer additional cover including car wash insurance, valeting insurance, petrol station insurance and more.



Motor trade policyholders are responsible for ensuring that the Motor Insurance Database (MID) is accurate and up to date.

The Motor Insurance Database (MID) is the central record of all insured vehicles throughout the United Kingdom. This database is managed by the Motor Insurers' Bureau (MIB) and is used by the DVLA and Police to enforce motor insurance law. The information within the MID is key to ensuring all the vehicles on our roads are insured and legal to drive. Under current law, it is an offense to be the keeper of a vehicle without insurance unless you have obtained a Statutory Off Road Notice (SORN) from the DVLA. It is the responsibility of motor trade professionals to ensure the MID is up-to-date with all relevant data.

Read More.


Driving Abroad After Brexit

Uncertainty remains on whether the UK will leave the European Union with or without a Withdrawal Agreement in place (a ‘No Deal Brexit’).

Read More.

Road Tax; What You Need to Know

In October 2014, new legislation came into action meaning that drivers no longer had to display a paper copy of tax records in their car.

Read More.