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If you have any questions that aren’t covered below, please get in touch and we’ll be happy to help.

At Garagecover, we understand that the world of insurance can be a confusing one. But there’s no need to worry! Our experienced team is ready to lend you a helping hand, so please get in touch on 0345 456 7192 today if you have any queries. Alternatively, the list below features answers to many common questions. Simply click each question to view the answer.

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Who qualifies for a Motor Trade Insurance Policy?

If you work in the Motor Trade on a full or part-time basis you will almost certainly qualify – ask one of our advisors if you’re unsure – they’ll give you a quick decision in seconds.

When will I get my policy and certificate?

As soon as you’ve confirmed you want cover and have paid the premium we can email the documents to you immediately without any delay.

Can I pay by Instalments or Credit Card?

Yes, we have a range of flexible ways you can pay.

Do I have to pay a deposit?

If this is your first year with us we’ll need to collect a deposit, by cheque or Debit / Credit card.

Do I have to complete a proposal form?

No – you’ll be issued with a Statement of Fact confirming the details you’ve given to us and this will be the basis of your policy.

Can I have a Road Risks only policy?

Yes you can, but the range of insurers from whom we’ll source your quotation will be smaller.

Do you only use one insurance company?

No, we are professional independent insurance brokers with a wide range of Insurer partners to choose from, including:

Royal Sun Alliance

Are courtesy cars covered?

They can be – as long as you’ve disclosed them when we arranged your cover.

Who is covered to drive my vehicles?

Driving can be as open or restricted as you choose, for named drivers only or to include your friends and relatives for social, domestic and pleasure use. We’ll do our best to make the cover fit with your requirements (and save you money too!)

Can you help with MID?

We’ll be happy to assist you with your Motor Insurance Database requirements. Just ask when you talk to our advisors.