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MOT Insurance.

Our motor trade insurance for MOT testing stations is amongst the best in the UK.

If you run an MOT testing station, you will need to have a motor trade insurance policy which is specific to the nature of your business and is also cost-effective. Many testing stations simply buy a generic motor trade cover. This will usually contain options which an MOT station just doesn’t need, but which they’re paying for anyway. Garagecover do these differently, supplying specialists MOT station insurance that covers your needs and keeps costs down. Our Motor Trade insurance policies for MOT testing stations are amongst the best in the UK

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Benefits of using us for your MOT station insurance

  • 30 years experience in providing this type of cover, not just an ‘add-on’ like most of our competitors.
  • On average 10-40% cheaper than our competitors.
  • Many of the items quoted as extra with our competitors come as standard with our policies, such as:
  • Free legal expenses cover of up to £100,000.
  • Diagnostic equipment cover.
  • Cover for courtesy cars
  • Road risk for foreign use.
  • Machinery breakdown cover –
    • Contamination by hazardous substances up to £6000.
    • Computers, software, electronic business machines up to £50,000.
    • Expediting expenses up to £15000.
    • Cover for damage to perishable goods as a result of machinery breakdown up to £15,000.

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“I am extremely impressed with the way in which garagecover has guided me safely through the insurance minefield this year. To take the time and effort to visit my premises, and discuss every aspect of cover with me meticulously is a real thumbs up to the way in which WCIB do business. I have already recommended his services to others, and will happily entrust my business in his safe hands for many years to come. ”

Dean Lomas – D C Lomas Ltd


Cost-effective Insurance.

Our unrivalled industry experience helps us to offer the cover you need at the very best price.

Fast Quote Turnaround.

We know that time is money. That’s why Garagecover will get your quote to you as fast as possible.

Dedicated Claims Team.

Our friendly and experienced team is on-hand 24/7 to help you through the claims process.

Tailored Policies.

We never sell you cover you don’t need. That way, you don’t waste money on unnecessary extras.


Motor trade policyholders are responsible for ensuring that the Motor Insurance Database (MID) is accurate and up to date.

xThe Motor Insurance Database (MID) is the central record of all insured vehicles throughout the United Kingdom. This database is managed by the Motor Insurers' Bureau (MIB) and is used by the DVLA and Police to enforce motor insurance law. The information within the MID is key to ensuring all the vehicles on our roads are insured and legal to drive. Under current law, it is an offense to be the keeper of a vehicle without insurance unless you have obtained a Statutory Off Road Notice (SORN) from the DVLA. It is the responsibility of motor trade professionals to ensure the MID is up-to-date with all relevant data.

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