Road Risk Insurance.

On average, our quotations are between 10-40% cheaper than our competitors.

A Road Risks Insurance Policy is used when a Motor Trade business is trading without premises such as an operation that is trading from a plot of land. It provides a very low cost option for Motor Trade Insurance.

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Benefits of using us for your Road Risk Insurance

  • 30 years experience in providing this type of cover, not just an ‘add-on’ like most of our competitors.
  • On average 10-40% cheaper than our competitors.
  • Many of the items quoted as extra with our competitors come as standard with our policies, such as:
  • Free legal expenses cover of up to £100,000.
  • Road risk for foreign use.
  • Machinery breakdown cover –
    • Contamination by hazardous substances up to £6000.
    • Computers, software, electronic business machines up to £50,000.
    • Expediting expenses up to £15000.
    • Cover for damage to perishable goods as a result of machinery breakdown up to £15,000.

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“We’d been with a local broker for years and he’d always told us we were getting a good deal. It was only when garagecover gave us a quote that we realised how much we could save. ”

Gavin Harney – Braconash Motors

WE CAN TAILOR THE PERFECT COVER FOR YOUR BUSINESS

Cost-effective Insurance.

Our unrivalled industry experience helps us to offer the cover you need at the very best price.

Fast Quote Turnaround.

We know that time is money. That’s why Garagecover will get your quote to you as fast as possible.

Dedicated Claims Team.

Our friendly and experienced team is on-hand 24/7 to help you through the claims process.

Tailored Policies.

We never sell you cover you don’t need. That way, you don’t waste money on unnecessary extras.

DON'T FORGET

Motor trade policyholders are responsible for ensuring that the Motor Insurance Database (MID) is accurate and up to date.

xThe Motor Insurance Database (MID) is the central record of all insured vehicles throughout the United Kingdom. This database is managed by the Motor Insurers' Bureau (MIB) and is used by the DVLA and Police to enforce motor insurance law. The information within the MID is key to ensuring all the vehicles on our roads are insured and legal to drive. Under current law, it is an offense to be the keeper of a vehicle without insurance unless you have obtained a Statutory Off Road Notice (SORN) from the DVLA. It is the responsibility of motor trade professionals to ensure the MID is up-to-date with all relevant data.

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GOT A QUESTION ABOUT OUR INSURANCE? VISIT OUR FAQS PAGE OR CONTACT OUR TEAM